The Flipkart Axis Bank Credit Card blessings have converted the buying experience for tens of millions of Indian clients. Whether you’re a common Flipkart client, a Swiggy food lover, or someone who desires to revel in cashback on every day charges, this credit card offers unequalled perks.
In this complete article, we’ll dive deep into all the flipkart axis financial institution credit score card advantages, eligibility standards, prices, the way to practice, and professional tips to maximize rewards. By the way, you’ll know whether or not this card suits your way of life and monetary desires.
Introduction to Flipkart Axis Bank Credit Card
Launched collectively via Flipkart and Axis Bank, this credit card has fast turned out to be a favorite amongst on-line customers. It’s a cashback-centric card that rewards your everyday spending habits — be it purchasing, meals ordering, journey, or bill bills.
What makes it specifically attractive is that it caters no longer simply to Flipkart customers however additionally offers huge service provider advantages thru partnerships with manufacturers like Swiggy, PVR, Uber, and extra.
Who Should Get This Credit Card?
Before diving into the particular flipkart axis financial institution credit card advantages, it’s vital to understand who could advantage maximum from this card:
- Regular Flipkart shoppers
- Online foodies (Swiggy/Zomato)
- Frequent travelers inside India
- Movie buffs who decide on on-line price tag booking
- Salaried people or freelancers who want clean cashback
If you fall into one or more of these categories, this card can be a precious economic tool for your normal transactions.
Key Flipkart Axis Bank Credit Card Benefits
Here are the most appealing and realistic flipkart axis financial institution credit score card blessings that customers can experience in 2025.
5% Unlimited Cashback on Flipkart
One of the pinnacle flipkart axis financial institution credit score card benefits is the 5% cashback you earn on each purchase made on Flipkart.
- Applicable Categories: Electronics, apparel, groceries, appliances, and more
- Unlimited cashback: No month-to-month or annual cap
- Auto-credit score: Cashback is credited at once in your card announcement
This makes it an effective tool for people who keep on line frequently.
4% Cashback on Preferred Partners
Besides Flipkart, you furthermore might get four% cashback at select associate merchants like:
- Swiggy (meals delivery)
- Uber (cab rides)
- PVR (movie tickets)
- Cleartrip (flights and lodges)
This enhances the usability of the cardboard past simply Flipkart, supplying savings throughout way of life and travel classes — a clean gain when evaluating flipkart axis bank credit card advantages to other cashback cards.
1.5% Cashback on All Other Spends
Unlike many playing cards that restriction cashback to associate structures, this card offers a flat 1.Five% cashback on all different transactions:
- Utility bills
- Grocery stores
- Petrol stations (after waiver)
- Offline traders
This ensures consistent rewards, regardless of which you spend.
Complimentary Airport Lounge Access
Among the premium flipkart axis financial institution credit score card benefits, cardholders enjoy 4 complimentary home front room visits per year.
- Airports Covered: Major metro cities
- Benefit Frequency: One go to according to zone
- Access Type: Domestic terminals simplest
This characteristic complements your journey comfort, specifically for common flyers.
Fuel Surcharge Waiver
No one likes paying more for gas. This card gives a 1% gasoline surcharge waiver on transactions between ₹four hundred and ₹4,000.
- Monthly cap: ₹400
- Applicable at all fuel stations in India
This can cause savings of as much as ₹4,800 in line with year for everyday car customers — a lesser-acknowledged but precious flipkart axis financial institution credit score card gain.
Welcome Benefits
Upon a hit activation, you acquire Flipkart vouchers really worth ₹500.
- Usage: Can be used website online-extensive
- Validity: 6 months
- Activation situation: Must spend ₹500 inside 30 days of issuance
It’s an extraordinary introductory praise, successfully offsetting your annual fee in the first 12 months.
Dining Discounts thru Axis Bank Dining Delights
With the Dining Delights program, you could enjoy:
- Up to 20% bargain at 4,000+ companion restaurants
- Instant financial savings while dining out
- Updated list of companion eating places on Axis Bank cellular app
This enhances the way of life cost of the cardboard.
EMI Conversion Benefits
Another extraordinary inclusion inside the flipkart axis bank credit score card advantages listing is the easy EMI facility.
- Convert purchases over ₹2,500 into EMIs
- Tenure: three to 24 months
- Minimal processing price
This is beneficial for excessive-ticket purchases like smartphones, electronics, and home equipment.
Milestone Rewards
If you’re an excessive spender, you can unlock milestone rewards like extra cashback or voucher offers when you cross specific annual spending thresholds.
- ₹2 lakh annual spend can fetch bonus vouchers
- Perfect for common users and families
No Cap on Cashback
One of the most rewarding flipkart axis bank credit score card blessings is the absence of a cashback cap on Flipkart and associate web sites.
Unlike many playing cards that limit your month-to-month profits, this card offers you:
- Unlimited five% on Flipkart
- Unlimited 4% on Swiggy, Uber, and so forth.
- 1.Five% on all different spends
This ensures consistent and maximum advantage from all of your costs.
Flipkart Axis Bank Credit Card Fees and Charges
| Feature | Amount |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee (2nd year onward) | ₹500 + GST |
| Interest Rate | 3.6% per month |
| Foreign Transaction Mark-up | 3.5% |
| Cash Withdrawal Fee | 2.5% or ₹500 (whichever is higher) |
| Late Payment Fee | ₹100 – ₹1,200 depending on outstanding |
The nominal fee structure is justified given the value-packed flipkart axis bank credit card benefits.
The nominal rate structure is justified given the value-packed flipkart axis bank credit card advantages.
Eligibility Criteria
Before you apply, make certain you meet these requirements:
- Age: 18 – 70 years
- Indian resident
- Stable profits source (salaried or self-hired)
- Good credit score (ideally seven-hundred)
Meeting these standards will increase your approval possibilities and facilitate you unencumbered the flipkart axis bank credit card blessings quicker.
How to Apply for Flipkart Axis Bank Credit Card
Here’s a step-by means of-step guide:
- Visit Flipkart or Axis Bank reliable website
- Click on “Apply Now”
- Fill in KYC and personal details
- Upload PAN, Aadhaar, and profits evidence
- Wait for e-verification
- Once permitted, card might be added in 5-7 days
How to Maximize Flipkart Axis Bank Credit Card Benefits
To fully revel in all the flipkart axis bank credit card advantages, observe these pointers:
- Always use Flipkart for on-line purchases to get five% cashback
- Combine Swiggy and Uber usage for 4% cashback
- Convert large purchases into EMI to manipulate coins drift
- Track quarterly living room get admission to to avoid blacking out
- Link the card to vehicle-pay for utilities and earn 1.5% cash back
- Use it for gas transactions to get the waiver
- Set reminders to pay on time to keep away from overdue prices
- Spend ₹2 lakh yearly to unlock milestone rewards
Common FAQs
Q1: Is there a restriction to the cashback I can earn?
No. The cashback is unlimited, one of the standout flipkart axis bank credit card advantages.
Q2: When is cashback credited?
By the tenth of the subsequent month in your credit card statement.
Q3: Can I apply without a Flipkart account?
Yes, but having a Flipkart account may also accelerate the approval procedure.
Q4: Is it worth paying the ₹500 annual fee?
Absolutely. You can earn ₹5,000+ in cash back yearly if used actively.
Q5: Can I tune my blessings?
Yes, the usage of Axis Bank Mobile App or Internet Banking.
Final Thoughts
The flipkart axis financial institution credit card advantages are strong, realistic, and tailor-made to nowadays virtual way of life. From earning limitless cashback on Flipkart to taking part in journey perks and gas surcharge waivers, it gives one of the best fee-for-money propositions in India’s credit card marketplace.
Whether you are a shopaholic, foodie, or visitor, this card can save you thousands of rupees yearly. And the nice part? The rewards are easy, straightforward, and smooth to redeem.
If you’re looking for a clever manner to enhance your spending strength in 2025, the Flipkart Axis Bank Credit Card will be your perfect monetary companion.
Read more like this: Axis Bank Credit Card Devaluation: Impact, Reasons, and Best Alternatives for Users